Best Mortgage Rate Tools to Buy in November 2025
Calculated Industries 3405 Real Estate Master IIIx Residential Real Estate Finance Calculator | Clearly-Labeled Function Keys | Simplest Operation | Solves Payments, Amortizations, ARMs, Combos, More
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QUICKLY PROVIDE FINANCIAL ANSWERS WITH DEDICATED FUNCTION KEYS.
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INSTANTLY SOLVE CLIENT FINANCIAL QUESTIONS TO CLOSE MORE SALES.
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USER-FRIENDLY INTERFACE WITH INTUITIVE LABELS FOR EASY CALCULATIONS.
Calculated Industries 43430 Qualifier Plus IIIfx Desktop PRO Real Estate Mortgage Finance Calculator | Clearly-Labeled Keys | Buyer Pre-Qualifying | Payments, Amortizations, ARMs, Combos, FHA/VA, More
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EASILY PRE-QUALIFY BUYERS WITH DEDICATED KEYS FOR INCOME & EXPENSES.
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INSTANTLY CALCULATE LOAN OPTIONS: JUMBO, FHA/VA, AND MORE!
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ENHANCE CLIENT TRUST BY PROVIDING ACCURATE, QUICK FINANCING ANSWERS.
Calculated Industries 3400 Pocket Real Estate Master Financial Calculator
- TRACK LOAN BALANCES WITH INSTANT PAYMENT CALCULATIONS.
- PROJECT FUTURE VALUES EFFORTLESSLY FOR BETTER PLANNING.
- SIMPLIFY DATE CALCULATIONS FOR ACCURATE LOAN TRACKING.
Calculated Industries 3415 Qualifier Plus IIIx Advanced Real Estate Mortgage Finance Calculator | Simple Operation | Buyer Pre-Qualifying | Solves Payments, Amortization, ARMs, Combos, FHA, VA, More
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EASILY PRE-QUALIFY BUYERS WITH DEDICATED KEYS FOR AFFORDABILITY.
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INSTANTLY FIND THE RIGHT LOAN AND PAYMENT OPTIONS AT THE PUSH OF A BUTTON.
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INCREASE PROFESSIONALISM AND CLOSE MORE SALES WITH ACCURATE ANSWERS.
Victor 6500 Executive Desktop Loan Calculator, 12-Digit LCD
- EXTRA-LARGE 12-DIGIT DISPLAY FOR EASY READING AND CALCULATIONS.
- LOAN WIZARD SIMPLIFIES COMPLEX CALCULATIONS EFFORTLESSLY.
- AUTOMATIC TAX KEYS STREAMLINE YOUR TAX-RELATED COMPUTATIONS.
HP 12C Financial Calculator - Black/Gold
- TRUSTED BY PROS IN FINANCE FOR OVER 40 YEARS.
- FAST, ACCURATE CALCULATIONS FOR HIGH-STAKES ENVIRONMENTS.
- INDUSTRY STANDARD CALCULATOR USED BY REAL ESTATE AND BANKING.
If you're looking to purchase a home in Hawaii, it's essential to stay updated on the current mortgage rates to make an informed decision. Here are some insights into the best mortgage rates in Hawaii from various lenders:
American Savings Bank:
- 15-Year Fixed: 5.25% interest rate, 2.00 points, 5.69% APR.
- 30-Year Fixed: 6.125% interest rate, 1.75 points, 6.375% APR.
- 5-Year ARM: 5.625% interest rate, 2.00 points, 7.066% APR.
Bank of Hawaii:
- 15-Year Fixed: 6.00% interest rate, 0.875 points, 6.138% APR.
- 30-Year Fixed: 6.25% interest rate, 1.875 points, 6.43% APR.
- 5-Year ARM: 6.00% interest rate, 0.875 points, 7.208% APR.
Central Pacific Bank:
- 15-Year Fixed: 5.375% interest rate, 2.00 points, 5.823% APR.
- 30-Year Fixed: 6.00% interest rate, 2.25 points, 6.302% APR.
- 5-Year ARM: 7.00% interest rate, 0 points, 7.849% APR.
First Hawaiian Bank:
- 15-Year Fixed: 5.375% interest rate, 2.125 points, 5.90% APR.
- 30-Year Fixed: 6.125% interest rate, 2.00 points, 6.44% APR.
- 5-Year ARM: 5.75% interest rate, 2.00 points, 7.44% APR.
Hawaii State Federal Credit Union:
- 15-Year Fixed: 5.375% interest rate, 1.625 points, 5.78% APR.
- 30-Year Fixed: 6.25% interest rate, 1.50 points, 6.494% APR.
- 5-Year ARM: 6.00% interest rate, 0.875 points, 7.515% APR.
HawaiiUSA Federal Credit Union:
- 15-Year Fixed: 6.25% interest rate, 1.50 points, 6.693% APR.
- 30-Year Fixed: 6.625% interest rate, 1.50 points, 6.90% APR.
Programs and Benefits
Hawaii also offers several programs to assist homebuyers:
- Down Payment Assistance Loan Program: Helps first-time homebuyers cover down payments.
- Mortgage Booster: Provides additional financial support for qualifying buyers.
Considerations
- Rates are influenced by various factors, including credit score, loan amount, and down payment.
- It's crucial to compare the APR (Annual Percentage Rate) since it includes both the interest rate and additional fees.
- Adjustable-rate mortgages (ARMs) may offer lower initial rates but can increase after the fixed period ends.
Staying informed about the current mortgage rates and available programs can help you make the best financial decision when purchasing a home in Hawaii.