Best Mortgage Rate Tools to Buy in October 2025
Calculated Industries 3405 Real Estate Master IIIx Residential Real Estate Finance Calculator | Clearly-Labeled Function Keys | Simplest Operation | Solves Payments, Amortizations, ARMs, Combos, More
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QUICK ANSWERS WITH DEDICATED FUNCTION KEYS FOR CLIENT CONFIDENCE.
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INSTANT SOLUTIONS FOR BUYERS, INVESTORS, AND RENTERS' FINANCE QUERIES.
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USER-FRIENDLY INTERFACE WITH REAL ESTATE TERMS FOR EASY CALCULATIONS.
Calculated Industries 3400 Pocket Real Estate Master Financial Calculator
- EFFORTLESSLY CALCULATE LOAN PAYMENTS: PRINCIPAL, INTEREST & TOTALS!
- PROJECT FUTURE VALUES QUICKLY FOR BETTER FINANCIAL PLANNING!
- SIMPLIFY DATE CALCULATIONS FOR ACCURATE AND TIMELY LOAN INSIGHTS!
Calculated Industries 3415 Qualifier Plus IIIx Advanced Real Estate Mortgage Finance Calculator | Simple Operation | Buyer Pre-Qualifying | Solves Payments, Amortization, ARMs, Combos, FHA, VA, More
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LABELS IN FINANCE TERMS: KEY MORTGAGE TERMS ENSURE USER-FRIENDLY NAVIGATION.
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QUICK QUALIFICATION: PRE-QUALIFY CLIENTS ACCURATELY FOR AFFORDABLE HOMES.
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VERSATILE LOAN OPTIONS: INSTANTLY COMPARE DIVERSE LENDING SOLUTIONS WITH EASE.
Calculated Industries 3430 Qualifier Plus IIIfx Advanced Real Estate Mortgage Finance Calculator | Clearly-Labeled Keys | Buyer Pre-Qualifying | Payments, Amortizations, ARMs, Combos, FHA/VA, More
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SIMPLIFY REAL ESTATE FINANCE: CLEAR LABELS FOR SEAMLESS CLIENT GUIDANCE.
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EMPOWER DECISION-MAKING: PRE-QUALIFY CLIENTS FOR SMARTER PROPERTY CHOICES.
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VERSATILE LOAN CALCULATIONS: INSTANTLY EVALUATE MULTIPLE LOAN OPTIONS.
Victor 6500 Executive Desktop Loan Calculator, 12-Digit LCD
- HUGE 12-DIGIT DISPLAY FOR EASY READING AND CALCULATIONS.
- LOAN WIZARD: SIMPLIFY YOUR LOAN CALCULATIONS IN SECONDS.
- AUTO TAX KEYS & DECIMALS FOR VERSATILE FINANCIAL PRECISION.
Calculated Industries 43430 Qualifier Plus IIIfx Desktop PRO Real Estate Mortgage Finance Calculator | Clearly-Labeled Keys | Buyer Pre-Qualifying | Payments, Amortizations, ARMs, Combos, FHA/VA, More
- SIMPLIFY MORTGAGE TERMS FOR CLIENTS WITH EASY-TO-READ KEYS.
- ELEVATE PROFESSIONALISM AND CLOSE MORE DEALS WITH QUICK ANSWERS.
- PRE-QUALIFY BUYERS TO SHOW PROPERTIES WITHIN THEIR BUDGET EASILY.
HP 12CP Financial Calculator
- OVER 120 BUILT-IN FUNCTIONS FOR ALL YOUR CALCULATION NEEDS.
- EFFICIENT RPN DATA ENTRY FOR FASTER, ACCURATE CALCULATIONS.
- PORTABLE DESIGN WITH LONG BATTERY LIFE FOR ON-THE-GO USE.
If you're looking to purchase a home in Hawaii, it's essential to stay updated on the current mortgage rates to make an informed decision. Here are some insights into the best mortgage rates in Hawaii from various lenders:
American Savings Bank:
- 15-Year Fixed: 5.25% interest rate, 2.00 points, 5.69% APR.
- 30-Year Fixed: 6.125% interest rate, 1.75 points, 6.375% APR.
- 5-Year ARM: 5.625% interest rate, 2.00 points, 7.066% APR.
Bank of Hawaii:
- 15-Year Fixed: 6.00% interest rate, 0.875 points, 6.138% APR.
- 30-Year Fixed: 6.25% interest rate, 1.875 points, 6.43% APR.
- 5-Year ARM: 6.00% interest rate, 0.875 points, 7.208% APR.
Central Pacific Bank:
- 15-Year Fixed: 5.375% interest rate, 2.00 points, 5.823% APR.
- 30-Year Fixed: 6.00% interest rate, 2.25 points, 6.302% APR.
- 5-Year ARM: 7.00% interest rate, 0 points, 7.849% APR.
First Hawaiian Bank:
- 15-Year Fixed: 5.375% interest rate, 2.125 points, 5.90% APR.
- 30-Year Fixed: 6.125% interest rate, 2.00 points, 6.44% APR.
- 5-Year ARM: 5.75% interest rate, 2.00 points, 7.44% APR.
Hawaii State Federal Credit Union:
- 15-Year Fixed: 5.375% interest rate, 1.625 points, 5.78% APR.
- 30-Year Fixed: 6.25% interest rate, 1.50 points, 6.494% APR.
- 5-Year ARM: 6.00% interest rate, 0.875 points, 7.515% APR.
HawaiiUSA Federal Credit Union:
- 15-Year Fixed: 6.25% interest rate, 1.50 points, 6.693% APR.
- 30-Year Fixed: 6.625% interest rate, 1.50 points, 6.90% APR.
Programs and Benefits
Hawaii also offers several programs to assist homebuyers:
- Down Payment Assistance Loan Program: Helps first-time homebuyers cover down payments.
- Mortgage Booster: Provides additional financial support for qualifying buyers.
Considerations
- Rates are influenced by various factors, including credit score, loan amount, and down payment.
- It's crucial to compare the APR (Annual Percentage Rate) since it includes both the interest rate and additional fees.
- Adjustable-rate mortgages (ARMs) may offer lower initial rates but can increase after the fixed period ends.
Staying informed about the current mortgage rates and available programs can help you make the best financial decision when purchasing a home in Hawaii.