Best Mortgage Rate Tools to Buy in October 2025
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Calculated Industries 3405 Real Estate Master IIIx Residential Real Estate Finance Calculator | Clearly-Labeled Function Keys | Simplest Operation | Solves Payments, Amortizations, ARMs, Combos, More
- QUICK FINANCIAL SOLUTIONS: INSTANTLY ANSWER CLIENT QUESTIONS ANYWHERE.
- USER-FRIENDLY INTERFACE: EASILY NAVIGATE REAL ESTATE FINANCE TERMS.
- VERSATILE LOAN OPTIONS: CALCULATE VARIOUS LOAN STRUCTURES IN SECONDS.
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2 $21.99 $44.95
Save 51%
Calculated Industries 3415 Qualifier Plus IIIx Advanced Real Estate Mortgage Finance Calculator | Simple Operation | Buyer Pre-Qualifying | Solves Payments, Amortization, ARMs, Combos, FHA, VA, More
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SIMPLIFY MORTGAGE TERMS FOR CLIENTS WITH EASY-TO-READ KEYS.
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BOOST PROFESSIONALISM; IMPRESS CLIENTS WITH FAST, ACCURATE ANSWERS.
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PRE-QUALIFY BUYERS & COMPARE LOAN OPTIONS EFFORTLESSLY.
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3 $53.10
Calculated Industries 3430 Qualifier Plus IIIfx Advanced Real Estate Mortgage Finance Calculator | Clearly-Labeled Keys | Buyer Pre-Qualifying | Payments, Amortizations, ARMs, Combos, FHA/VA, More
- CLEARLY LABELED KEYS FOR EASY NAVIGATION OF MORTGAGE FINANCE TERMS.
- BOOST PROFESSIONALISM BY CONFIDENTLY SOLVING CLIENTS’ FINANCIAL QUERIES.
- PRE-QUALIFY BUYERS EFFICIENTLY TO PROVIDE TAILORED PROPERTY OPTIONS.
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4 $72.21
Calculated Industries 43430 Qualifier Plus IIIfx Desktop PRO Real Estate Mortgage Finance Calculator | Clearly-Labeled Keys | Buyer Pre-Qualifying | Payments, Amortizations, ARMs, Combos, FHA/VA, More
- CLEARLY LABELED KEYS MAKE REAL ESTATE FINANCE EASY FOR ANYONE.
- INSTANTLY PRE-QUALIFY CLIENTS AND SHOW AFFORDABLE PROPERTIES FAST.
- SIMPLIFY LOAN COMPARISONS AND CALCULATIONS FOR CONFIDENT DECISIONS.
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5 $56.21
Calculated Industries 3400 Pocket Real Estate Master Financial Calculator
- CALCULATE LOAN PAYMENTS INSTANTLY: PRINCIPAL, INTEREST & TOTALS.
- EASILY ASSESS FUTURE VALUES FOR SMARTER FINANCIAL PLANNING.
- UTILIZE DATE MATH FOR PRECISE PAYMENT SCHEDULING AND MANAGEMENT.
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6 $26.40 $29.95
Save 12%
Victor 6500 Executive Desktop Loan Calculator, 12-Digit LCD
- EASY-TO-READ 12-DIGIT ANGLED DISPLAY FOR QUICK CALCULATIONS.
- LOAN WIZARD SIMPLIFIES COMPLEX LOAN COMPUTATIONS EFFORTLESSLY.
- VERSATILE INPUT FOR THREE VARIABLES TO FIND LOAN SOLUTIONS FAST.
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7 $23.55 $36.02
Save 35%
HP 12CP Financial Calculator
- 120+ FUNCTIONS FOR FINANCE, MATH, AND STATS-VERSATILE USE!
- RPN DATA ENTRY BOOSTS EFFICIENCY FOR QUICK CALCULATIONS.
- COMPACT DESIGN WITH LONG BATTERY LIFE-IDEAL FOR ON-THE-GO!
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8 $42.49
HP 2716570 10bII+ Financial Calculator, 12-Digit LCD
- OVER 100 BUILT-IN FUNCTIONS FOR VERSATILE CALCULATIONS.
- USER-FRIENDLY LAYOUT FOR QUICK, EFFICIENT OPERATION.
- APPROVED FOR SAT, PSAT, AND AP TESTS-STUDY WITH CONFIDENCE!
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9 $34.99
Calculated Industries 2128 Qualifier Plus Training Program Workbook for Qualifier Plus IIIx and IIIfx Real Estate Finance Calculators | 3 Modules: Basic, Comprehensive, Intro to Commercial Investment
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MASTER ADVANCED FINANCE FUNCTIONS FOR RAPID QUALIFICATION SCENARIOS.
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SIMPLIFY COMPLEX CONCEPTS LIKE ARMS, FUTURE VALUES, AND MORE!
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EMPOWER CLIENTS WITH QUICK, ACCURATE FINANCIAL SOLUTIONS EVERY TIME.
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$19.79
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When looking for the best mortgage rates in Illinois, it's important to compare offerings from multiple lenders to find the most competitive rates and terms. Here are some of the current trends and tips to help you secure the best mortgage rates in Illinois.
Current Mortgage Rates
- 30-Year Fixed-Rate Mortgage: The average rate for a 30-year fixed-rate mortgage in Illinois is around 7.31%.
- 15-Year Fixed-Rate Mortgage: For those opting for a shorter term, the average rate for a 15-year fixed-rate mortgage is approximately 6.70%.
- Adjustable-Rate Mortgages (ARMs): Rates for adjustable-rate mortgages can vary, with a 5/6 ARM averaging around 7.978%.
Key Lenders
- Rocket Mortgage: Known for its streamlined online application process and competitive rates. It’s one of the top lenders in the state and provides a range of mortgage options.
- AmeriSave: Offers attractive rates, particularly for borrowers with high credit scores. It provides a variety of loan types, including conventional and government-insured loans.
- Veterans United: A great option for eligible veterans, offering low interest rates and flexible qualification requirements.
Tips for Securing the Best Rates
- Boost Your Credit Score: Higher credit scores generally secure better interest rates. Aim to improve your credit score by paying down debts and making timely payments.
- Lower Your Debt-to-Income Ratio: Reducing your debt relative to your income can help you qualify for lower rates. Consider paying off high-interest debts or increasing your income.
- Shop Around: Compare rates from multiple lenders. Online comparison tools can help you quickly see different offers.
- Consider Mortgage Points: Paying for mortgage points can reduce your interest rate. This involves an upfront payment in exchange for a lower rate over the life of the loan.
- Choose the Right Loan Type: Depending on your situation, FHA or VA loans might offer more favorable terms compared to conventional loans.
Illinois-Specific Programs
- IHDAccess Repayable: The Illinois Housing Development Authority offers programs like IHDAccess Repayable, which provides up to $10,000 in down payment assistance. This can be particularly beneficial for first-time homebuyers.
By taking these steps and staying informed about current market trends, you can increase your chances of securing the best mortgage rate available in Illinois. Always read the fine print and understand all fees and conditions associated with the mortgage offers you consider.