Where Is the Cheapest Place to Live In Illinois?

3 minutes read

Illinois is a diverse state with various cities and regions offering different cost of living options. However, some of the cheapest places to live in Illinois include Decatur, Belleville, and Carbondale. These cities have lower housing costs, lower average rents, and more affordable utility bills compared to other cities in Illinois. Additionally, rural areas in the southern part of the state also tend to have lower living costs. Overall, the cost of living in Illinois can vary greatly depending on the city or region, so it is essential to research specific areas to find the best affordable options.


What is the average utility cost in Illinois?

The average utility cost in Illinois can vary depending on factors such as location, size of the residence, and usage patterns. However, the U.S. Energy Information Administration reports that the average monthly utility cost in Illinois in 2021 was $177.07. This includes electricity, natural gas, water, and other utility expenses.


How to negotiate rent in Illinois?

  1. Research Comparable Rental Prices: Before negotiating with your landlord, research the current rental prices in your area. Look for similar rental properties in your neighborhood to determine what the average rent is and what amenities they offer.
  2. Highlight Your Strengths: When negotiating, emphasize your strengths as a tenant. This could include your timely rent payments, good credit score, stable income, and positive rental history. Presenting yourself as a reliable tenant can give you more leverage in negotiations.
  3. Point Out Any Issues with the Property: If there are any issues with the property that need to be addressed, such as maintenance problems or outdated appliances, use them as leverage in your negotiations. Propose a lower rent in exchange for handling the repairs or upgrades yourself.
  4. Negotiate Terms and Amenities: If the landlord is hesitant to lower the rent, suggest negotiating other terms of the lease, such as including utilities in the rent, extending the lease term, or reducing the security deposit.
  5. Be Polite and Professional: Approach the negotiation with a positive attitude and be respectful of the landlord's position. Keep the conversation professional and avoid becoming confrontational.
  6. Get Everything in Writing: Once you have reached an agreement with your landlord, make sure to get all the terms in writing. This will help avoid any misunderstandings in the future.
  7. Consider Hiring a Real Estate Agent: If you are not comfortable negotiating on your own, consider hiring a real estate agent to help you with the negotiation process. They can provide valuable insights and guidance on how to negotiate effectively.


How to compare housing prices in Illinois?

  1. Utilize online real estate websites such as Zillow, Realtor.com, and Trulia to compare housing prices in Illinois. These websites allow you to search for properties based on location, size, and other criteria, and also provide information on recent sales and current listing prices.
  2. Consult with a local real estate agent who has knowledge of the housing market in Illinois. They can provide you with insights on pricing trends in different neighborhoods and help you find properties that meet your budget and preferences.
  3. Look at local housing market reports, which often provide information on average home prices, inventory levels, and sales trends in specific areas of Illinois. Reports from organizations such as the Illinois Realtors Association or local real estate agencies can be helpful in comparing housing prices.
  4. Attend open houses and view properties in person to get a sense of what is currently available on the market in Illinois. This will give you a better understanding of the condition, location, and features of different properties and how they are priced.
  5. Consider factors such as the age, size, condition, and location of the property when comparing housing prices in Illinois. Homes in urban areas or suburbs closer to major cities like Chicago may be more expensive than homes in rural or less densely populated areas.
  6. Use online tools and calculators to determine affordability and compare housing prices in different areas of Illinois. Websites such as Bankrate or NerdWallet offer tools that can help you estimate monthly mortgage payments, property taxes, and other expenses based on the purchase price of a home.
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